Blue Cross Blue Shield of Illinois No Benefits for Out of Network Care 2018

Determining your eligibility for one or more health insurance subsidies

The 2023 ACA (Affordable Care Act) open enrollment period begins on November 1, 2022 and ends on January 15, 2023. Advance Premium Tax Credits (federal health insurance subsidies) have also increased significantly since April 1, 2021 due to the passage of the American Rescue Plan. Depending on your 2022 income, you may find a more affordable plan even if you earn a substantial income. To see if you qualify, click subsidy . Until November 1, 2022, applicants need to prove that they have experienced a Q.L.E. – Qualifying Life Event – within the last 60 days in order to qualify for an S.E.P. – Special Enrollment Period. Examples of Q.L.E.s are: loss of employer sponsored coverage, marriage or divorce, birth or adoption of a child, moving from one state to another or loss of Medicaid eligibility. For expert guidance at no cost to you, call (630) 582-1043 or contact us .

Please note:If you qualify for a subsidy please click "Shop for ACA-qualified (Obamacare) plans." You will be able to shop all carriers, choose a plan, get your subsidy and finish the process much faster than working solely with Healthcare.gov. You can also purchase ACA-qualified plans without a subsidy using the same link if you do not qualify for an Advance Premium Tax Credit.

Shopping from another state? Call us toll free at (866) 724 7123 or scroll down to get quotes from carriers in your state.

Please note: If your income is lower than the Federal Poverty Level Information in your state, which is less than 138% of the FPL – Federal Poverty Level in states that expanded Medicaid and less than 100% of the FPL in states that did not. You will be offered Medicaid and as such will not be able to qualify for subsidized private health insurance. You can purchase private health insurance even if you qualify for Medicaid but you must do so without a subsidy. Click the chart below to determine the current Federal Poverty Level and percentages above it.

Please note: If you qualify for a federal health insurance subsidy and your state has expanded CHIP – Children's Health Insurance Plan – you may not be able to insure your children on your policy. Healthcare.gov will instead send a referral to your state's CHIP program. In Illinois, that program is " All Kids Covered ". You may wish at that juncture to purchase private health insurance at full price for your children instead if you cannot find a Pediatrician who will accept "All Kids Covered".

Preventive Care: All ACA-qualified (Obamacare) health insurance policies must cover the following list of preventive services without charging you a copayment or coinsurance. This is true even if you haven't met your yearly deductible. Click here to see the list. Be sure to click on "For all Adults", "For Women" and "For Children" to see entire list.

Blue Cross Blue Shield of Illinois was named as one of America's best insurance companies by Forbes magazine in 2022.

2022 Blue Cross Blue Shield of Illinois individual health insurance plan offerings.

Click here to search the outpatient prescription drug Formulary list for PPO Individual ACA-qualified (Obamacare) plans.

Click here to search the outpatient prescription drug Formulary list for HMO Individual ACA-qualified (Obamacare) plans.

BLUE CHOICE PREFERRED PPO PLANS FOR 2022

Blue Choice Preferred Bronze PPO 601 for 2022

Blue Choice Preferred Bronze PPO 201 for 2022
Blue Choice Preferred Bronze PPO 202 for 2022 – (HSA-qualified)
Blue Choice Preferred Bronze PPO 302 for 2022 – (HSA-qualified – OFF exchange)
Blue Choice Preferred Bronze PPO 502 for 2022– (HSA-qualified – OFF exchange)

Blue Choice Preferred Silver PPO 203 for 2022 – (ON exchange)
Blue Choice Preferred Silver PPO 303 for 2022 – (OFF exchange)

Blue Choice Preferred Gold PPO 204 for 2022

BLUE PRECISION HMO INDIVIDUAL PLANS FOR 2022

Blue Precision Bronze HMO 205 for 2022

Blue Precision Silver HMO 206 for 2022
Blue Precision Silver HMO 306 for 2022– (OFF exchange)

Blue Precision Gold HMO 207 for 2022

BLUECARE DIRECT HMO INDIVIDUAL PLANS FOR 2022

BlueCare Direct Bronze 401 with Advocate for 2022

BlueCare Direct Silver 212 with Advocate for 2022

BlueCare Direct Gold 409 with Advocate for 2022

BLUE FOCUSCARE HMO INDIVIDUAL PLANS FOR 2022

Blue FocusCare Bronze 209 for 2022

Blue FocusCare Silver 210 for 2022

Blue FocusCare Gold 211 for 2022

BlueCare Dental 1A & 1B plans for 2022

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Source: https://www.healthinsurancementors.com/blue-cross/